Are you on track? If you're like most people, you don't think of your mortgage as something that needs to be reviewed on an annual basis but it's absolutely essential if you want to make sure you're on track to achieving your financial goals. Your circumstances or priorities may have changed over the last year , which means your mortgage needs may also have changed. An annual mortgage checkup will help you make sure that: with the historically low rates caused by the pandemic, we’ve done the analysis needed to determine if you can take advantage of those low rates ; you are using your prepayment privileges to maximize your mortgage principal reduction ; large amounts of high-interest debt are transferred to a lower interest rate so you can have one manageable payment, boost your cash flow and save on interest costs (if you have enough equity in your home); you get a professional review of your options if your mortgage is renewing in the next 12 months ; and
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