Matthew Gottfried Mortgage Agent - Level 2,
Mortgage rates can be misleading and complex. The lowest rates aren’t available for all situations, like conventional mortgages, refinances, 30-year amortizations, and rental properties.
Rates are also used as a lure in online rate ads. But the reality is that once the fine print is read, many will find they don’t qualify for that rate, and often, there are restrictions that could cost homeowners in the long run.
If you see an online rate ad, do all the research you can, but be sure to call me to discuss. As your Mortgage Broker, it's my job to understand your situation and look out for your best interests.