Matthew Gottfried

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It really depends on you and your families risk tolerance. If you cannot withstand a potential jump, a fixed rate is likely the smarter choice. A mortgage should be part of your financial plan and you should consider a number of personal factors, such as how long you plan to own the home.

If you take a long-term fixed rate and end up breaking the mortgage, the penalties could be very high. The best thing to do is to reach out and we will map out a few scenarios and outcomes. Then use that information to make an informed decision.

https://www.mortgagewithmatt.ca/



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